One80’s House of Worship coverage offers comprehensive protection for religious institutions, ensuring they can focus on their spiritual missions with peace of mind. This specialized insurance safeguards against potential risks, such as property damage, liability claims, and unforeseen emergencies, allowing houses of worship to serve their congregations and communities without undue financial burden or worry.
House of Worship Overview
The target classes and typical risks we focus on for this program are:
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All houses of worship
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Limited appetite in Florida, Louisiana, Texas and Colorado for property and auto exposure
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Not available in California
The highlighted features of this exclusive program include:
- Minimum bound premium $25,000
- Niche specialization
- Tailored coverages
- Customer service
- Value-added services
- Our large network of nationally recognized partners allows us to offer discounts to a variety of safety programs
- Safety resources specific to houses of worship are available to our customers at no charge
- Resources include:
- Ministry Safe Sexual Abuse Prevention Program
- Armed Intruder and crime prevention resources
- Roadmaster stabilization kits for 15-passenger vans
- Risk Reporter publications
- On-site or telephone consultations with risk control representative
The available coverages we have to offer for this program are:
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All lines of coverage available
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Affinity Program for several religious organizations, including ELCA and WELS
The submission requirements for this program are:
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Completed ACORD applications for all requested lines of business
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Current Statement of Values (preferably in Excel format)
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Currently valued loss runs for the past five years (plus current year)
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Completed additional activity specific questionnaire
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For fleet submissions we can accept an Excel schedule as long as required components are provided: Class code, Cost new, VIN, Number of, passengers, Radius, Make, Model, & Garaging Location
